Fee Schedule

Fee Schedule
Effective
MEMBERSHIP

Membership Fee (One Time, non-refundable)

  • No Fee for Minor accounts under 18 years of age
$15.00
Early Account Closing Fee (within 30 days of opening) $15.00

Re-opening or Re-admittance Membership Fee

  • When account is re-opened within 180 days of closing
$25.00

Primary Savings: Minimum balance below $50.00.

  • Fee assessed monthly
  • $5.00 Minimum Savings balance on Minor Accounts
$3.00
Locator Service (Annually) $15.00
CHECKING

Silverado Checking, Basic & Interest

  • Fee assessed monthly
$5.00
Microfilm Copy of Paid Check or Deposited Item $3.00
Overdraft Protection from Savings (per item) $10.00

Printing of Checks

  • Varies according to style selected
  • Checks for members 65 & Older – No Charge/one basic order
varies
Counter Checks (8) $ 5.00
Reconciliation Fee (per hour-1 hour minimum*) $35.00
Non-Member Check Cashing (On-Us Check/ per item) $10.00
NON SUFFICIENT FUNDS (NSF ITEMS)
Checking Overdraft/Non Sufficient Funds (per item) $25.00
Checking Overdraft/Non Sufficient Funds–Paid (per item) $25.00
Return of Cashed or Deposited Check (Self-per item). $25.00
Return of Cashed or Deposited Check (Other-per item) $15.00
Post-Dating/Stale Dated Check $25.00
Return of Share/Savings Deposit, Uncollected Funds, Loan Payment, Bill Pay item, Automated Clearing House (ACH) Debits and ATM Withdrawals (per item) $25.00
STOP PAYMENTS
Stop Payment Request (Single Check/Item) $20.00

Stop Payment Request (Series of Consecutive Checks)

  • Stop Payment placed by SCU Staff
$30.00
Automated Clearing House [ACH] (per item) $20.00
Stop Payment Request – SCU Bill Pay (per  item). $20.00
Cashiers & Credit Union Teller Checks (per item) $25.00
WIRE TRANSFERS
Outgoing Wire Transfer (Domestic) $20.00
Outgoing Wire Transfer (International) $40.00
Incoming Wire Transfer $10.00
GENERAL FEES
Printed Balance Inquiry No Charge
Telephone Advise No Charge
Printed History No Charge
Travelers Checks (Traditional) No Fee
Notary Service (Per signature) $10.00

Cashiers & SCU Teller Checks

  • Monthly – Up to 3 Checks
  • Monthly – 4 Checks or More (Per Check)

No Charge

$ 5.00

Duplicate Statement:

  • Monthly
  • Quarterly
$ 5.00
$ 5.00
Duplicate #1099-INT or #1098 Information $10.00
Verification of Deposit $10.00
Address Verification $10.00
Email Incorrect Address No Charge
Foreign Checks/Drafts – Placed for Collection Actual Cost
Currency Exchange Actual Cost
USPS Express Mail – Overnight $15.00 + Actual Cost
Photocopy of Transaction Document (per doc/item) $ 3.00
Incoming/Outgoing Collections (per item) $30.00
Legal Order Processing – Levy/Writ $35.00 + Actual Cost
Escheat Processing $ 2.00

Account Research (per hour/1 hour minimum)

  • Per hour/1 hour minimum – unless credit union error*
  • Photocopies not included
$35.00
IRS Incorrect Taxpayer ID Penalty – Actual Cost $55.00
ATM (Automated Teller Machine) Services
Silverado Credit Union ATM Transactions No Fee
Point-of-Sale (POS) Transactions No Fee

Transaction at Other/Foreign ATM (Per Transaction)

  • ATM’s not owned by Silverado Credit Union
$ 1.00
ATM Deposit Adjustment ($10.00 or more) $10.00
Invalid ATM Deposit (such as an empty envelope) $25.00
ATM Overdraft/Non Sufficient Funds (per item) $25.00

Transfer from Savings to cover ATM Overdraft

  • Per Occurrence
$10.00

ATM Card Replacement

  • Expedited Replacement
$ 5.00
$15.00 + Actual Cost
PIN Replacement $ 5.00

Fees apply to all type of member accounts
Fees are subject to change without notice

SILVERADO CREDIT UNION
P.O. Box 330, Angwin, CA 94508
(707) 965-2483