| MEMBERSHIP | |
|---|---|
Membership Fee (One Time, non-refundable)
|
$15.00 |
| Early Account Closing Fee (within 30 days of opening) | $15.00 |
Re-opening or Re-admittance Membership Fee
|
$25.00 |
Primary Savings: Minimum balance below $50.00.
|
$3.00 |
| Locator Service (Annually) | $15.00 |
| CHECKING | |
Silverado Checking, Basic & Interest
|
$5.00 |
| Microfilm Copy of Paid Check or Deposited Item | $3.00 |
| Overdraft Protection from Savings (per item) | $10.00 |
Printing of Checks
|
varies |
| Counter Checks (8) | $ 5.00 |
| Reconciliation Fee (per hour-1 hour minimum*) | $35.00 |
| Non-Member Check Cashing (On-Us Check/ per item) | $10.00 |
| NON SUFFICIENT FUNDS (NSF ITEMS) | |
| Checking Overdraft/Non Sufficient Funds (per item) | $25.00 |
| Checking Overdraft/Non Sufficient Funds–Paid (per item) | $25.00 |
| Return of Cashed or Deposited Check (Self-per item). | $25.00 |
| Return of Cashed or Deposited Check (Other-per item) | $15.00 |
| Post-Dating/Stale Dated Check | $25.00 |
| Return of Share/Savings Deposit, Uncollected Funds, Loan Payment, Bill Pay item, Automated Clearing House (ACH) Debits and ATM Withdrawals (per item) | $25.00 |
| STOP PAYMENTS | |
| Stop Payment Request (Single Check/Item) | $20.00 |
Stop Payment Request (Series of Consecutive Checks)
|
$30.00 |
| Automated Clearing House [ACH] (per item) | $20.00 |
| Stop Payment Request – SCU Bill Pay (per item). | $20.00 |
| Cashiers & Credit Union Teller Checks (per item) | $25.00 |
| WIRE TRANSFERS | |
| Outgoing Wire Transfer (Domestic) | $25.00 |
| Outgoing Wire Transfer (International) | $50.00 |
| Incoming Wire Transfer | $10.00 |
| GENERAL FEES | |
| Printed Balance Inquiry | No Charge |
| Telephone Advise | No Charge |
| Printed History | No Charge |
| Travelers Checks (Traditional) | No Fee |
| Notary Service (Per signature) | $10.00 |
Cashiers & SCU Teller Checks
|
No Charge
$ 5.00 |
Duplicate Statement:
|
$ 5.00 $ 5.00 |
| Duplicate #1099-INT or #1098 Information | $10.00 |
| Verification of Deposit | $10.00 |
| Address Verification | $10.00 |
| Email Incorrect Address | No Charge |
| Foreign Checks/Drafts – Placed for Collection | Actual Cost |
| Currency Exchange | Actual Cost |
| USPS Express Mail – Overnight | $15.00 + Actual Cost |
| Photocopy of Transaction Document (per doc/item) | $ 3.00 |
| Incoming/Outgoing Collections (per item) | $30.00 |
| Legal Order Processing – Levy/Writ | $35.00 + Actual Cost |
| Escheat Processing | $ 2.00 |
Account Research (per hour/1 hour minimum)
|
$35.00 |
| IRS Incorrect Taxpayer ID Penalty – Actual Cost | $55.00 |
| ATM (Automated Teller Machine) Services | |
| Silverado Credit Union ATM Transactions | No Fee |
| Point-of-Sale (POS) Transactions | No Fee |
Transaction at Other/Foreign ATM (Per Transaction)
|
$ 1.00 |
| ATM Deposit Adjustment ($10.00 or more) | $10.00 |
| Invalid ATM Deposit (such as an empty envelope) | $25.00 |
| ATM Overdraft/Non Sufficient Funds (per item) | $25.00 |
Transfer from Savings to cover ATM Overdraft
|
$10.00 |
ATM Card Replacement
|
$ 5.00 $15.00 + Actual Cost |
| PIN Replacement | $ 5.00 |
Fees apply to all type of member accounts
Fees are subject to change without notice
SILVERADO CREDIT UNION
P.O. Box 330, Angwin, CA 94508
(707) 965-2483
