Rates

 

Loans | Savings | Certificates

 

LOANS & VISA

 

Loans Rate APR* Term  
NEW CAR LOANS (80% - 110% Financing) 6.24 * 36 Calculator
NEW CAR LOANS (80% - 110% Financing) 6.24 * 48 Calculator
NEW CAR LOANS (80% - 110% Financing) 6.24 * 60 Calculator
NEW CAR LOANS (80% - 110% Financing) 6.49 * 72  

NEW CAR LOANS (80% - 110% Financing)

 6.74 * 84  
USED CAR LOANS 6.54 * 36 Calculator
USED CAR LOANS 6.54 * 48 Calculator
USED CAR LOANS 6.54 * 60 Calculator
USED CAR LOANS 6.80 * 72 Calculator
VISA UNSECURED - NO ANNUAL FEE - 9.90% to 13.92%   0.000 n/a Calculator
VISA SHARE SECURED - NO ANNUAL FEE 9.500 9.500 n/a Calculator
SIGNATURE LOANS & LINE OF CREDIT - Unsecured - RATE VARIES - CALL       Calculator
SAVINGS SECURED: Cannot be secured against a Money Management or Checking Acct.   0.000 120 Calculator
[Savings and Certificate APR is equal to 2.50% + the dividend rate earned.]   0.000 n/a  
NEW MOTORCYCLE: Up to $10.000.00 6.74 * 48 Calculator
NEW MOTORCYCLE: $10,001.00 & Over 6.74 * 60 Calculator
USED MOTORCYCLE: Up to $10,000.00

7.49

 * 48 Calculator
USED MOTORCYCLE: $10,001.00 & Over 7.49 * 60 Calculator
NEW BOAT, JET SKI & SNOWMOBILE 6.74 * 60 Calculator
NEW BOAT, JET SKI & SNOWMOBILE 6.74 * 72 Calculator
USED BOAT LOAN 7.49 * 60 Calculator
USED BOAT LOAN 7.49 * 72 Calculator
NEW CAMPING TRAILERS 6.74 * n/a Calculator
USED CAMPING TRAILERS 7.49 * n/a Calculator
NEW MOTORHOMES - FIXED RATE 48 TO 72 Months 6.74 * 72 Calculator
NEW MOTORHOMES - VARIABLE RATE ($20,000.00 & Over) 11th DCOF + 3.50%  Call * 120 Calculator
USED MOTORHOMES - FIXED RATE +50 to +100 BP = 9.00 to 9.50%

Call    

*   Calculator
USED MOTORHOMES - VARIABLE RATE ($20,000.00 & Over) 11th DCOF + 4.00%  Call 0.000 120 Calculator
REAL ESTATE (For Rates Call 707--965-2483)   0.000 n/a  
1st Deed of Trust - 5 Year Balloon / 30 Year Amortization   0.000 n/a  
ADJUSTABLE RATE MORTGAGE LOANS: Owner & Non Owner Occupied   0.000 n/a  
1st Deed of Trust - (15 or 30 Years)   0.000 n/a Calculator
1st Deed 2/1/30 Year - 1 Yr. TCM 4.875 0.000 n/a Calculator
1st Deed 2/2/30 - 1 Yr. TCM 5.000

0.000

 n/a  
1st Deed 3/1/30 Year - 1Yr. TCM 5.000 0.000 360 Calculator
1st Deed 3/3/30 - Yr. TCM 5.375 0.000 n/a

Calculator
1st Deed 5/1/30 Year - 1Yr. TCM 5.375 0.000 n/a Calculator
1st Deed 5/5/30 1Yr. TCM 5.750 0.000 n/a Calculator
1st Deed of Trust - (Jumbo)   0.000 n/a Calculator
1st Deed Jumbo 2/1/30/40 - 1 Year TCM 4.875 0.000 n/a Calculator
1st Deed Jumbo 2/2/30/40 - 1 Tear TCM 5.000 0.000 n/a  
1st Deed Jumbo 3/1/30/40 - 1 Year TCM 5.000 0.000 n/a Calculator
1st Deed Jumbo 3/3/30/40 - Yr. TCM 5.375 0.000 n/a

Calculator

 
1st Deed Jumbo 5/1/30/40 1 Year TCM 5.375 0.000 n/a Calculator
1st Deed Jumbo 5/5/30/40 1 Yr. TCM 5.750 0.000 n/a Calculator
         
2nd Deeds of Trust (15 or 30 Years)   0.000 n/a Calculator
2nd Deed 2/1/30/40 - 1 Year TCM 5.875 0.000 n/a Calculator
2nd Deeds 3/1/30/40 Year - 1Yr. TCM 6.125 0.000 n/a Calculator
2nd Deed 5/1/30/40 - 1 Year TCM 6.500 0.000 n/a Calculator
HOME EQUITY 'LINE OF CREDIT' LOANS:     n/a  
Deeds of Trust - Prime Rate  4.500 0.000 360 Calculator
Deeds of Trust - Prime Rate  5.000 0.000 360 Calculator
Construction/Remodeling Interim Loan Points-2.0%   0.000 12 Calculator

 

*APR = Annual Percentage Rate

The above rates are for informational purposes only. No rate is guaranteed without a valid rate lock. Rates and terms are subject to change without notice.

The 3/1 ARM programs are 30 year loans that are fixed for the initial period after which they become annually adjusting loans for the remainder of the 30 year period.

These loans have NO prepayment penalty and may be refinanced at any time.
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SAVINGS ACCOUNTS

 

Savings Rate APY* Term
Regular Share Accounts - $50.00 - $999.99 Dividend Paid Quarterly 0.50 0.50 n/a
Regular Share Accounts - $1,000.00 to $4,999.99 Dividend Paid Quarterly 0.65 0.65 n/a
Regular Share Accounts - $5,000.00 and over - Dividend paid Quarterly 0.75 0.75  
100% Free Checking - No per check or Monthly Service Charge/No Minimum Balance   0.000 n/a
Silver Plus Checking - $2,500.00 Average Daily Balance/Dividend Paid Monthly 0.30 0.30 n/a
Money Management Account - $2500.00 to $24,999.99 1.25 1.26 n/a
Money Management Account - $25,000.00 to $49,999.99 1.50 1.51 n/a
Money Management Account - $50,000.00 & Over 2.00 2.02 n/a
IRA Share Account - $50.00 Minimum Balance/Dividend Paid Quarterly 1.00 1.00 n/a

 

*APY = Annual Percentage Yield

Rates are subject to change without notice. Minimum Balance Required to obtain the Annual Percentage Yield.

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CERTIFICATES OF DEPOSIT

 

Certificates     ~    Dividend Paid Monthly Rate APY* Term
1 Month CD (30 to 89 Days) 2.00 2.02 1
3 Month CD (90-179 Days) 2.25 2.27 3
6 Month CD (180-364 Days) 2.50 2.53 6
1 Year CD (12-23 Months) 2.75 2.79 12
2 Year CD (24-35 Months) 3.20 3.25 24
3 Year CD (36-47) Months 3.45 3.51 36
4 Year CD (48-59 Months) 3.50 3.56 48
3 Month IRA CD (90-179 Days) $2000.00 Minimum Balance 2.25 2.27 3
1 Year IRA CD (12-23 Mo.) $2000.00 Minimum Balance 2.75 2.79 12
2 Year IRA CD (24-35 Mo.) $2000.00 Minimum Balance 3.20 3.25 24
3 Year IRA CD (36-47 Months) $2000.00 Minimum Balance 3.45 3.51 36
4 Year IRA CD (48-59 Mo.) $2000.00 Minimum Balance 3.50 3.56

48 

 

*APY = Annual Percentage Yield

Rates are subject to change without notice. Minimum Balance Required to obtain the Annual Percentage Yield.

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