Silverado 'VISA SECURED'
VISA Secured Card . . . to build or rebuild your credit history.
Silverado Credit Union is pleased and proud to offer the VISA Card. World Wide Credit is now available to all Silverado Credit Union members. Enjoy the convenience at shops, restaurants, hotels, florists, airlines and many other businesses world-wide that accept the VISA Card.
SILVERADO 'VISA Secured' Card features:
Low Fixed 9.50% Interest Rate - our VISA Credit Card has very competitive rates.
No Annual Fee
Unlimited Credit Limit (See Below)
Special Introductory Rate offered to new cardholders
No cash advance fee (at Silverado offices)
25 day "true" grace period on purchases
Accepted at ATM's Worldwide
24-Hour member access through Silverado Express
Balance transfer available with *Bonus Offer*
Free additional cards issued at your request.
Our VISA Credit Card Program provides these additional Benefits:
Travel accident insurance up to $250,000.
Lost Luggage coverage up to $3,000.
Purchase Security & Extended Protection up to $50,000.
Credit Life and Disability Insurance
Cash Advances
No Transaction Fee is charged for cash advances obtained from any Silverado Credit Union office.
Unlimited Credit Limit
The Credit Limit on this VISA Secured Card account is 75% of the balance on deposit that is pledged as security in their regular Savings account. Our minimum credit limit is $375.00 with a $500.00 minimum deposit requirement. The $500.00 deposited to the member's regular Savings account is pledged as security for their VISA Secured Card.
ATM's
Your Silverado VISA Credit Card offers global access to more than 531,000 VISA/PLUS ATMs in 120 countries to over 600 million cardholders world-wide. This means you can get cash almost anywhere!
Overdraft Protection
Avoid the cost and hassle of returned checks with FREE overdraft protection with your VISA Credit Card. Overdraft protection is available to cover checks on your Silverado personal checking account. Use the available credit on your Silverado VISA Credit Card to eliminate the embarrassment of bounced checks. Funds will be transferred automatically from your VISA Credit Card. A finance charge will be imposed on VISA advances from the date of the transaction.
Balance Transfers -- 1% Rebate*
Pay off your other credit cards with your SCU VISA and we will give you CASH! Just bring us your statement(s) and we will issue the check(s) - one to pay off the card and the other one to you. Why pay 18% to 22% for other credit cards? Special Introductory Rate available for new Silverado VISA Cardholders who transfer balances!
* Special 1% REBATE offer subject to change without notice.
