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Silverado Credit Union is pleased and proud to offer the VISA Credit Card.
Your Choice of VISA Plans:
1) VISA Unsecured Credit Card or
2) VISA Secured Card . . . to build or rebuild your credit history.
World Wide Credit is now available to all Silverado Credit Union members. Enjoy the convenience at shops, restaurants, hotels, florists, airlines and many other businesses world-wide that accept a VISA Card.
Silverado's VISA Credit Card features:
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Low Fixed 13.92% Interest Rate our VISA Credit Card has very competitive rates.
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No Annual Fee
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Credit Lines up to $10,000 - your buying power starts at $300 and can go as high as $5,000.00. For qualified home owners limits up to $10,000.00.
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Special Introductory Rate offered to new cardholders
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No cash advance fee (at Silverado offices)
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25 day "true" grace period on purchases
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Accepted at ATM's Worldwide
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24-Hour member access through Silverado Express
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Balance transfer available with "Bonus Offer"
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Free additional cards issued at your request.
Our VISA Credit Card Program provides these additional Benefits:
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Travel accident insurance up to $250,000.
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Lost Luggage coverage up to $3,000.
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Purchase Security & Extended Protection up to $50,000.
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Credit Life and Disability Insurance
ATM's
Your Silverado VISA Credit Card offers global access to more than 531,000 VISA/PLUS ATMs in 120 countries to over 600 million cardholders world-wide. This means you can get cash almost anywhere!
Cash Advances
No Fee is charged for cash advances obtained from any Silverado Credit Union office.
Overdraft Protection
Avoid the cost and hassle of returned checks with FREE overdraft protection with your VISA Credit Card. Overdraft protection is available to cover checks on your Silverado personal checking account. Use the available credit on your Silverado VISA Credit Card to eliminate the embarrassment of bounced checks. Funds will be transferred automatically from your VISA Credit Card. A finance charge will be imposed on VISA advances from the date of the transaction.
Balance Transfers -- 1% Rebate*
Pay off your other credit cards with your SCU VISA and we will give you CASH! Just bring us your statement(s) and we will issue the check(s) - one to pay off the card and the other one to you. Why pay 18% to 22% for other credit cards? Special Introductory Rate available for new Silverado VISA Cardholders who transfer balances!
Important Notice of Fraud Against VISA Debit/Check & Credit Cards:
For the protection of our members, Silverado Credit Union is blocking Members from using their VISA Debit/Check and VISA Credit cards while traveling in the following countries:
Blocked PIN & Signature based Transactions
*Egypt *Russia
*Malaysia *Thailand
*Pakistan *Ukraine
*Romania
The Office of Foreign Assets Control (OFAC) is blocking members from using their Silverado Credit Union VISA Credit and Debit/Check Cards while traveling in the following countries:
*Cuba
*Iran
*Myanmar (Burma)
*Sudan
